News

22
Sep

4 Things You Probably Don’t Know About Your Life Insurance at Work

4 Things You Probably Don’t Know About Your Life Insurance at Work For the first time ever, more Americans have employer-provided life insurance (108 million) than have individual life insurance coverage (102 million), according to a new LIMRA study. And while that statistic sounds good, it actually hides a few important facts you should understand. 1. There’s more to the

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22
Sep

Review: When to Switch from a Roth IRA to a Traditional 401(k)

Review: When to Switch from a Roth IRA to a Traditional 401(k) Most people don’t really know whether they should use a traditional or Roth IRA or 401(k). It often simply comes down to the path of least resistance (or nothing at all). The standard advice is pretty straightforward – if you think your tax rate will be lower in

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22
Sep

Review: 6 Things You Can Do to Retire by 40, According to People Who Did It

Review: 6 Things You Can Do to Retire by 40, According to People Who Did It Retiring early – especially by 40 – may not be easy, but it’s no more complicated than retiring at any other age. It’s still “just” funding your income for the rest of your life. Of course, when you retire at 40, that means you

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15
Sep

Review: Think Bitcoin Is a Bubble? 5 Ways to Short It

Review: Think Bitcoin Is a Bubble? 5 Ways to Short It We’ve seen increasing interest in the media about bitcoin and other cryptocurrencies lately. And we’ve already talked about whether it makes sense for most people to include them in their investment portfolios (short answer: no). Now, I have no idea whether there’s a bitcoin bubble. Bubbles are slippery things.

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15
Sep

Review: How to build wealth: 10 rules backed by science

Review: How to build wealth: 10 rules backed by science I spend a lot of time complaining about financial media, but occasionally, there’s something good that sneaks through the cracks. This is one of those times. Everything in this article is something I would agree with. I want to expand on one point in particular – you shouldn’t focus on

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15
Sep

IALC Q3 2017 Newsletter

IALC Q3 2017 Newsletter New Data: Extreme Lack of Diversification Could Add to Retirement Crisis Balance Gained By Considering Alternative Financial Products Such As FIAs Americans need to take additional steps in order to ensure a financially stable retirement – one that allows them to pay for medical bills and essential costs of living while enjoying their bucket list. Our

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13
Sep

PART THREE – MYTH VS. FACT: The Path to Financial Diversity

PART THREE – MYTH VS. FACT: The Path to Financial Diversity It’s hard to achieve financial diversity when you’re unsure of the tools available to you or confused by the variety of options – mutual funds, Certificate of Deposits (CDs), Fixed Indexed Annuities (FIAs), and more. With so much financial advice swirling around out there, it’s difficult to decipher between

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12
Sep

Part Two – Myth vs. Fact: Lack of Portfolio Diversity Puts Retirement At Risk

Part Two – Myth vs. Fact: Lack of Portfolio Diversity Puts Retirement At Risk While the stock market continues to perform well, everyone remembers the down turn in 2008. In order to protect yourself and your finances from these market swings, it’s important to take steps towards balancing your portfolio. As an investment strategy and a way to balance a

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12
Sep

The Twitterverse Talks Financial Fitness and Life Insurance

The Twitterverse Talks Financial Fitness and Life Insurance It’s Life Insurance Awareness Month and what better way to celebrate than gathering Twitter friends and experts to talk about financial fitness and life insurance! We spent an hour today (Tuesday, Sept 12) moderating a very lively and insightful conversation. Here are some great highlights from #LIAM17Chats. Thanks to all who joined

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12
Sep

How Can You Protect Yourself from Identity Theft and Data Breaches?

How Can You Protect Yourself from Identity Theft and Data Breaches? Data breaches are a constant concern in our modern society. As the latest in a long string of data breaches, Equifax recently announced they were the target of a cyberattack in which the sensitive information of nearly half of all Americans was compromised. You can follow this link to see

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